Absolutely Free Credit Check!

"It is a piece of cake to get an absolutely free credit check from all three of the world's leading lending agencies -- Experian, Equifax and TransUnion. 

Follow the simple three-step process listed below for your absolutely free credit check..."

(This offer is only open to U.S. Residents)

 Step 1:  Click the banner below to be taken  to the secure site.

Step 2:  Once there, click "Get All 3 For Free"

Step 3:  Fill in your details and submit.

Done! You now have a free one week trial! This is an absolutely free credit check valid for a week.

What to expect in your report

• electoral roll information
• court records (including CCJs)
• financial records (including late payments and defaults)

What NOT to expect in your report

• criminal records
• any fines you might have paid
• student loans
• savings accounts
• credit card accounts opened prior to 1994

Why it is worth getting an absolutely free credit check

When you apply for any type of loan (mortgage, car, mobile phone contract etc), the lender will check your credit report to estimate your likely financial behaviour. This is effectively a character assessment, which means you should have an obligation to ensure the report is correct, and allow yourself to monitor it regularly. It is time to take charge of how you are perceived.

What to look for in your credit report

• your history of living addresses (don't be judged for somebody else's history)
• general inaccuracies in payment history
• occasionally you can dispute your record if you can make a good case

How to repair your credit report

• aim for stability; lenders look favourably upon settled homes and settled jobs. Register a landline number instead of a mobile number on your applications.
• cancel unused cards and accounts.
• don't keep re-applying for credit after you have been turned down.
• get a high-interest credit card if you must, but only spend a little each month and then pay it off in full; within a year your credit report should be much healthier.

The importance of an absolutely free credit check

Companies and corporations wish to paint a picture of your behaviour. It is vitally important to grasp control of this instead of feeling like you are at their mercy. You can control your behaviour and thus your credit report. Regularly taking advantage of an absolutely free credit check is a responsible way of controlling your financial wellbeing.